Trusted VA Home Loans in Charlottesville

CharlottesvilleVAMortgage helps local residents and veterans secure the best VA home loans with trusted guidance, low rates, and personal service.

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Years of Experiences
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Mortgage Solution
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Expert Mortgage Services

Simple, trusted, local lending solutions.

Your Local VA Loan Experts

At CharlottesvilleVAMortgage, we proudly serve Charlottesville residents and veterans with personalized VA loan solutions, expert guidance, and trusted support for every step of homeownership.

VA Home Loans

Refinance Solutions

Award-Winning Local Service

CharlottesvilleVAMortgage is proud to help veterans achieve homeownership with care, trust, and proven results.

Our Services

Home Buying

From historic homes near the Downtown Mall to new builds by the Blue Ridge, our VA loan experts guide veterans through every step—making your Charlottesville homeownership journey smooth and affordable.

Calculators

Estimate your payments, explore zero-down options, and see how your VA loan eligibility fits your Charlottesville lifestyle—whether you’re near UVA, Belmont, or the Rivanna River.

VA Refinance & Cash-Out Options

Refinance to lower your rate or tap your home equity for upgrades or debt payoff—with trusted, local guidance from CharlottesvilleVAMortgage.

Start Your VA Loan Journey

Let our local experts help you secure the home you deserve. At CharlottesvilleVAMortgage, we understand the unique needs of veterans and Charlottesville residents. Our team provides personalized guidance, from pre-approval to closing, ensuring a smooth and stress-free mortgage experience..

Explore Charlottesville

Monticello

Thomas Jefferson’s plantation home, with gardens, exhibits, and sweeping views.

Historic campus designed by Jefferson; iconic architecture and grounds tours.

James Monroe’s Highland

The home and plantation of President James Monroe — preserved historic site.

Pedestrian-friendly shopping, dining, arts, theaters, and lively street atmosphere.

Our Achievement

At CharlottesvilleVAMortgage, we take pride in helping our community and veterans achieve the dream of homeownership. With years of trusted local experience, our team has guided countless Charlottesville residents through VA loans, refinancing, and home-buying success. Your goals are our mission — built on trust, expertise, and dedication to service.

 

VA Loans Approved
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Veterans Served
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Happy Homeowners
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What Customers Say About Working With Duane Buziak Mortgage Maestro

Frequently Asked Questions

A VA home loan is a special mortgage program backed by the U.S. Department of Veterans Affairs, designed to help veterans, active-duty service members, and eligible spouses buy or refinance homes with little to no down payment.

No — but if you’re planning to buy or refinance in the Charlottesville area, our local experts at CharlottesvilleVAMortgage specialize in helping residents find the best VA loan options for this market.

Loan limits depend on your income, credit profile, and property location. Our team will help you determine exactly how much you qualify for under current Charlottesville lending guidelines.

Yes! VA loans include options like the VA IRRRL (Interest Rate Reduction Refinance Loan) and cash-out refinancing, allowing you to lower payments or access home equity easily.

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Pre-Qualify Safely Without Any Credit Impact

Find out what you qualify for—without impacting your credit score, costing you anything, or causing any stress

No Credit Hits

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100% Free

No fees —simply quick and free answers to help you move forward with confidence.

Fast & Easy

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Top Tips for HomeBuyers and Investors

Find out how to get prequalified for a mortgage without affecting your credit score, and what benefits it offers.